Terms of Use

By the use of this Website you hereby agree to adhere and to be bound by the terms and conditions to use this Website as set out below in this Terms of Use and the Privacy Policy. In case you do not wish to agree to the Terms of Use and the Privacy Policy, please do not use this Website.

Due care has been taken in preparation, assimilation and to ensure the data, information, any material or statement provided in the Website is accurate. However, K12 Techno Services Private Limited (“K12”) nor any of its representatives, affiliates, assigns, employees, officers, directors or any authorised third parties represent or warrant its accuracy, completeness, validity or correctness for any purposes. Further, all data, information, any material or statement provided in the Website is for general information only and shall not be relied upon for any specific purpose.

K12 shall not be responsible or be held liable for any loss, including but not limited to, any and all direct, indirect, special, consequential or other damages that are related to the use of, or the inability to use, the content, materials, and functions of this Website or any linked Website.

K12 hereby disclaims all warranties and conditions with regards to the data, information, any material or statement provided in the Website, including all implied warranties and conditions of merchantability, fitness for any particular purpose, title and non-infringement. In no event will K12, its representatives, agents, affiliates, assigns, directors, officers, employees or authorised third party thereof be liable for any decision made by the user for any inference or action taken in reliance on the information provided in this Website.

K12 reserves the sole right to amend, modify or change and information provided in this Website without any prior notice.

You hereby agree that K12 may post any third-party information in this Website, including, but not limited to news articles, reports, commentaries, tools to facilitate loan eligibility and loan calculations, testimonials and/or opinions. You hereby explicitly agree that such third-party information is not created nor has been originated by K12 and hence, K12 makes no representation and/or warranties towards the authentication of such third-party information.

This Website contains material, including text, graphics and sound, which is protected by copyright and/or other intellectual property rights. All copyright and other intellectual property rights in this material are either owned by K12 or have been licensed to K12 by the owner(s) of those rights so that it can use this material as part of this Website. K12 retains copyright on all such information, including text, graphics and sound and all trademarks displayed on this web site are owned by K12.

This Website shall be used for its intended purpose only, i.e., for general information purposes and for communications with K12. Any unauthorised or restricted use of this Website which is not in terms of this Terms of Use is expressly prohibited by K12.

No refunds/ returns shall be entertained by K12 or any affiliate website(s), companies, sister concerns etc., of K12 providing any services or products. For any refunds/ returns by any affiliate website(s), companies, sister concerns etc., please see the website of such company. K12 follows a strict ‘NO RETURN- NO REFUND POLICY’.

You agree to indemnify and hold harmless K12, its affiliates, representatives, employees, officers, directors, agents and/or authorised third-parties from any claim, cost, expense, judgment or other loss relating to your use of this Website in any manner, including but without limitation of the foregoing, any action taken by you which is in violation of the terms and conditions of these Terms of Use and against any applicable law.

Any change, modification and/or amendment to these Terms of Use shall be the exclusive right of K12 without giving any prior notice of such change, modification and/or amendment.

This Terms of Use shall be governed in accordance with the laws of India and the courts at Bangalore shall have the exclusive jurisdiction.

If any provision(s) of this Terms of Use is held to be contrary to law, then the remaining provisions of this Terms of Use shall remain in full force and effect.